Finley embeds into what you’re already building. Your users get a complete picture of their financial life. You get the engagement, retention, and product adoption that comes with it.
Your platform. Your users. Finley Intelligence inside.
Why Finley is different
Other tools know a piece. Finley knows all of it.
People know they should save more. They know their benefits exist. They know they're behind. What's been missing isn't information — it's something that connects a paycheck, a 401k, a cashflow shortfall, and an unclaimed benefit into one picture and tells them what to do. Generic AI sees a bank account. Finley sees everything.
Three ways to embed
Ship the way it works for you.
Meet Finley
What your platform gets
Everything your engineers need to ship. Everything your users need to stay.
Benefits Engine
Your products and benefits surfaced to the right user at exactly the right financial moment.
Finley Connect
Embeddable account linking your users complete in minutes — no infrastructure to build.
PFM Widgets
Pre-built financial components, styled to your design system, dropped anywhere in your UI.
Flexible Deployment
White-label widget, REST API, or MCP server — whichever fits how you build.
Partner Dashboard
Configure your benefits catalog, set feature flags, and monitor engagement in one place.
Bank-level security meets privacy-first architecture.
Data protection and transparency are the #1 factors consumers say would increase their trust in AI financial tools. We built for both from day one.
Ready to bring financial intelligence to your platform?
Whether you're building inside an HCM platform, a bank, a retirement product, or a large employer — Finley Intelligence embeds into what you're already building. Half of consumers already say managing money without AI feels outdated. Let's figure out what that looks like for you before your users go elsewhere.
Frequently asked questions
What is Finley?
Finley is personal financial intelligence at scale. It connects a user's complete financial picture, including their accounts, paycheck, benefits, debts, and goals, and surfaces the right insight or action at the right moment. Platforms embed Finley to give their users a genuinely smart financial experience without building it themselves.
How does Finley work?
Finley securely connects to your bank, credit card, and investment accounts with read-only access. It reads your recent transaction history, learns your patterns, and proactively tells you what is happening with your money. You can ask Finley anything, anytime, and it answers in plain language without judgment.
Does Finley cost employees anything?
No. Finley is purchased by your employer and provided to you at no cost. There is nothing to buy and no subscription on your end.
Is my financial data safe with Finley?
Yes. Finley uses read-only access, which means it can see your accounts but cannot move money. Your data is protected with bank-level 256-bit encryption, and Finley does not sell your data to third parties. Finley keeps your individual financial information private.
How is Finley different from a budgeting app?
Most budgeting apps wait for you to set up categories and track spending yourself. Finley does the opposite. It analyzes your transactions automatically and comes to you with insights and alerts, so there is no budgeting, no spreadsheets, and no setup work to keep up with.
How is Finley different from a financial advisor?
A financial advisor is occasional, scheduled, and often focused on investments. Finley is always on. It helps with the everyday money questions that come up between meetings, like cash flow, saving, debt, and getting the most from your benefits, and it is there the moment you need it.
What benefits can Finley help me get the most from?
Finley helps you make the most of the benefits you already have, including your 401(k) match, your HSA, and your health plan choices. It can flag, for example, when you are leaving employer 401(k) match money on the table.
Do I have to create a budget to use Finley?
No. Finley reads your actual transactions and does the analysis for you. You get a clear picture of your money and what to do next without building or maintaining a budget.
How quickly can an employer launch Finley?
In days, not months. Finley is mobile-first and does not require heavy IT work or complex integrations, so HR teams can roll it out to employees quickly.
What devices can I use Finley on?
Finley is available on iOS, Android, and the web, so you can talk to it wherever you are.
