Why Finley is different
Your employees have every financial benefit they need. Most never use them.
The tools are there: the 401k match, the EWA, the HSA, the emergency fund option. Benefits go unused not because employees don't want them, but because they don't know they need them until the moment has already passed. Finley sees the moment coming. When an employee is going to be short before payday, Finley surfaces the right option before they're in crisis. That's the difference between a benefit that exists and a benefit that helps.
3-Step Process
Launch in just days,
not months
Finley handles end-to-end onboarding, launch comms, and employee support.
Connect your benefits catalog
Share your benefits, products, and perks. Finley maps them to real financial signals so the right benefit surfaces at the right moment.
Invite your team
We provide launch materials, email templates, and benefits portal assets. Your employees get access and Finley does the rest.
Watch it work
Your dashboard shows adoption, engagement, and benefits utilization in real time. No user-level financial data — just the aggregate picture you need.
Your employees' data is safe. Always.
Finley uses read-only access — it can see your employees' accounts but can never touch their money.
Bank-level
encryption
Read-only
access
SOC 2 Type II
certified
Privacy-first
design
Frequently asked questions
Everything employees and employers ask about Finley.
What is Finley?
Finley is personal financial intelligence at scale. It connects a user's complete financial picture, including their accounts, paycheck, benefits, debts, and goals, and surfaces the right insight or action at the right moment. Platforms embed Finley to give their users a genuinely smart financial experience without building it themselves.
How does Finley work?
Finley securely connects to your bank, credit card, and investment accounts with read-only access. It reads your recent transaction history, learns your patterns, and proactively tells you what is happening with your money. You can ask Finley anything, anytime, and it answers in plain language without judgment.
Does Finley cost employees anything?
No. Finley is purchased by your employer and provided to you at no cost. There is nothing to buy and no subscription on your end.
Is my financial data safe with Finley?
Yes. Finley uses read-only access, which means it can see your accounts but cannot move money. Your data is protected with bank-level 256-bit encryption, and Finley does not sell your data to third parties. Finley keeps your individual financial information private.
How is Finley different from a budgeting app?
Most budgeting apps wait for you to set up categories and track spending yourself. Finley does the opposite. It analyzes your transactions automatically and comes to you with insights and alerts, so there is no budgeting, no spreadsheets, and no setup work to keep up with.
How is Finley different from a financial advisor?
A financial advisor is occasional, scheduled, and often focused on investments. Finley is always on. It helps with the everyday money questions that come up between meetings, like cash flow, saving, debt, and getting the most from your benefits, and it is there the moment you need it.
What benefits can Finley help me get the most from?
Finley helps you make the most of the benefits you already have, including your 401(k) match, your HSA, and your health plan choices. It can flag, for example, when you are leaving employer 401(k) match money on the table.
Do I have to create a budget to use Finley?
No. Finley reads your actual transactions and does the analysis for you. You get a clear picture of your money and what to do next without building or maintaining a budget.
How quickly can an employer launch Finley?
In days, not months. Finley is mobile-first and does not require heavy IT work or complex integrations, so HR teams can roll it out to employees quickly.
What devices can I use Finley on?
Finley is available on iOS, Android, and the web, so you can talk to it wherever you are.
