Give your users financial clarity with Finley.

Give your users financial clarity
with Finley.

Embedded in your platform, Finley connects every account, benefit, and goal into one complete picture — and surfaces the right action, at the right moment, for every user.

Powering financial
intelligence for millions.

Your users have every financial benefit they need. Most never use them.

Your users' financial life isn't just their bank balance. It's the 401k match they're not claiming. The EWA they don't know exists. The cashflow shortfall coming Friday. The subscription they forgot about. Money doesn't exist in a vacuum — it's the total sum of income, debts, benefits, and obligations all at once. Finley connects all of it and tells users what it means, before they think to ask.

Your platform. Your users. Finley Intelligence inside.

Payroll & HR Systems
You process every paycheck. Finley makes it mean something.
Payroll & HR Systems
You process every paycheck. Finley makes it mean something.
Banks & Credit Unions
You hold the relationship. Finley deepens it.
Banks & Credit Unions
You hold the relationship. Finley deepens it.
Record Keepers & Benefits Platforms
You administer the benefits. Finley makes sure they get used.
Record Keepers & Benefits Platforms
You administer the benefits. Finley makes sure they get used.
Fintech & Embedded Finance
You're in the flow of money. Finley adds intelligence to it.
Fintech & Embedded Finance
You're in the flow of money. Finley adds intelligence to it.

This is what intelligence looks like.

A real answer, grounded in your user's actual numbers — their paycheck, their benefits, their debt, their goals — surfaced before they think to ask.

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Meet Finley

One complete picture.
Every decision, made clearer.

What your users get

What your users get

The experience that keeps them coming back

The experience that keeps them coming back

Talk to your money

Any financial question, answered with their actual numbers — not generic advice.

Talk to your money

Any financial question, answered with their actual numbers — not generic advice.

Goal & debt planning

AI-guided workflows for saving and debt payoff, grounded in what they can actually do.

Goal & debt planning

AI-guided workflows for saving and debt payoff, grounded in what they can actually do.

Full Financial Picture

Every account, paycheck, and benefit — connected automatically.

Full Financial Picture

Every account, paycheck, and benefit — connected automatically.

Spending plan

A living plan built on real income and bills, not a budget they have to maintain.

Spending plan

A living plan built on real income and bills, not a budget they have to maintain.

Proactive Insights

Shortfalls, anomalies, and unclaimed benefits — surfaced before users think to look.

Proactive Insights

Shortfalls, anomalies, and unclaimed benefits — surfaced before users think to look.

What your platform gets

What your platform gets

Everything your engineers need to ship. Everything your users need to stay.

Everything your engineers need to ship. Everything your users need to stay.

Benefits Engine

Your products and benefits surfaced to the right user at exactly the right financial moment.

Benefits Engine

Your products and benefits surfaced to the right user at exactly the right financial moment.

Finley Connect

Embeddable account linking your users complete in minutes — no infrastructure to build.

Finley Connect

Embeddable account linking your users complete in minutes — no infrastructure to build.

PFM Widgets

Pre-built financial components, styled to your design system, dropped anywhere in your UI.

PFM Widgets

Pre-built financial components, styled to your design system, dropped anywhere in your UI.

Flexible Deployment

White-label widget, REST API, or MCP server — whichever fits how you build.

Flexible Deployment

White-label widget, REST API, or MCP server — whichever fits how you build.

Partner Dashboard

Configure your benefits catalog, set feature flags, and monitor engagement in one place.

Partner Dashboard

Configure your benefits catalog, set feature flags, and monitor engagement in one place.

Other tools know a piece. Finley knows all of it.

Other tools know a piece. Finley knows all of it.

People know they should save more. They know their benefits exist. They know they're behind. What's been missing isn't information — it's something that connects a paycheck, a 401k, a cashflow shortfall, and an unclaimed benefit into one picture and tells them what to do. Generic AI sees a bank account. Finley sees everything. That's Finley.

People know they should save more. They know their benefits exist. They know they're behind. What's been missing isn't information — it's something that connects a paycheck, a 401k, a cashflow shortfall, and an unclaimed benefit into one picture and tells them what to do. Generic AI sees a bank account. Finley sees everything. That's Finley.

Bank-level security meets privacy-first architecture.

Data protection and transparency are the #1 factors consumers say would increase their trust in AI financial tools. We built for both from day one.

Bank-level
encryption

Bank-level
encryption

Read-only
access

Read-only
access

SOC 2 Type II
certified

SOC 2 Type II
certified

Privacy-first
design

Privacy-first
design

Ready to bring financial intelligence

to your platform?

Whether you're building inside an HCM platform, a bank, a retirement product, or a large employer — Finley Intelligence embeds into what you're already building. Half of consumers already say managing money without AI feels outdated. Let's figure out what that looks like for you before your users go elsewhere.

A product of Financial Wellness Labs, Inc

A product of Financial Wellness Labs, Inc

A product of Financial Wellness Labs, Inc